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Term Deposits

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Save more money with excellent rates

Make your cash work for you.

 

A term deposit is an account where your funds are locked in for a set period of time. This means that if you access the funds early, before the end of the period that you have defined, you will be charged penalty fees.

Your funds will earn interest subject to interest rates stated by the institution where you have placed your money.

Banks and other Authorised Deposit Institutions often offer competitive rates for term deposit products for a range of different periods including 3, 6, 9 and 12 months.

 

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Tip: Deposits in all Authorised Deposit-taking Institutions (ADIs) are guaranteed by the Australian Government amounts up to $250,000. You can take advantage of this guarantee and find out the most competitive offer. 

 

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