Term Deposits

Is your money working for you?



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UBank Term Deposit
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Save more money with excellent rates

Make your cash work for you.

A term deposit is an account where your funds are locked in for a set period of time.
This means that if you access the funds early, before the end of the period that you have defined, you will be charged penalty fees.
Your funds will earn interest subject to interest rates
stated by the institution where you have placed your money.
Banks and other Authorised Deposit Institutions often offer competitive rates for
term deposit products for a range of different periods including 3, 6, 9 and 12 months.



Deposit Planner Calculator 



Want to learn more?

We have asked the experts and searched hard for the tips and tricks to help you get financially savvy.
 Following are some tools and tips to get you started on your Term Deposit journey.

Personal finance calculators


How much can you borrow?


Life hacks for saving money




Deposits in all Authorised Deposit-taking Institutions (ADIs) are guaranteed by the Australian Government amounts up to $250,000.

You can take advantage of this guarantee and find out the most competitive offer.